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Obviously, you don’t need Ogallah L.C. to tell you this today. But it demonstrates a truism resounded every day in the stock market. At Ogallah L.C. we paraphrase the immortal great depression words of Mark Twain, “I am more concerned of the return OF my money, than the return ON it!”
Point in fact, as with political tax dollars, the further away your tax dollars travel, the least benefit you receive back home and in your pocketbook. Investment dollars follow the same principle. Ogallah L.C. believes that U.S. debt and debt/equity private realty based investments provide a sensible investment base.
Why U.S.A. real estate debt? Our economy is the world leader. After this latest recession, we are recovering about two years ahead of the world economy, we did that in 1929, as well. Our dollar is strong, yet it fosters foreign investments here. Not lost on foreign investors is the stable environment and ability of future increased value. While the U.S.A. not currently in a "gang buster" economy, but there are great value investments available. It might be maudlin to suggest this, but investing in business and real estate debt at home, requires a certain national satisfaction as well.
Ogallah LC is an original design. As a limited liability company, we act as the platform to provide origination, support, structure, fund, and service traditional U.S. real estate commercial debt and debt equity investments. Our investments are L.L.C. promissory notes, which are dollar to dollar justified in hard real estate notes owned by the L.L.C. Ogallah L.C. is not a high risk investor, we use a thorough proprietary, underwriting pro forma, to limit L.L.C. exposure, providing a no load investment and effectively place you entire promissory note investment to work in a secured environment.
Ogallah L.C. specializes in quality private investments. As with all investments, it's the details, that make all the difference. We invite you to review our vision at www.Ogallahlc.com. or call (816)-872-0775.
Introducing a new pre-eminent newsletter for discerning debt and equity private investors.
The old advice in composition class, in high schools around the world. Remember! State who are you? What's your purpose? Finally, what is the point, and the value? Sometimes the crux of this is lost in translation. Here is our premise short, sweet and direct.
The changing world of lending and investments crowdfunding ideas, peer to peer lending, and private investments are beginning to tilt the staid banking based formula. The effect is positive. No longer do you, as a private investor have to predict the vagaries of the world market, guess the whims of volatility, accurately decipher the banks financial statement, or rely on prepared cronyism crowd speak to gain assurances. It puts you in the driver’s seat. You make those decisions yourselves! It's new breath of fresh entrepreneurial air, ushering with it better returns. In the Ogallah L.C. and the Register, it’s our pledge to you.
At Ogallah L.C. we are an emergent company solely based on new ideas of private investment. While we are new organization formed by a group of bankers, originators, and service professionals, with rich in experience, Ogallah L.C. is able to bring quality debt serviced investments at a minimum of expense resulting in efficiency, translating in high value. We specialize in private investment opportunities in debt and debt with equity investment loans. We designed Ogallah L.C. and The Ogallah L.C. Register newsletter, to bring forward these investments to our subscribers. It is always the details that make the performance difference. See that difference, by reviewing our operating preamble guarantee at Ogallahlc.com.
The Register, Ogallah L.C. believes provides that circle of personal contact and contingency flowing through an old fashioned paid subscription newsletter, (a little advanced, we do it on-line!) This validates and preserves the dialogue between our Register subscribers and Ogallah L.C. There is a subtle, real and rational reason for this, Ogallah L.C. believes that at some point it will be beneficial and a mutual advantage, to have a "pre-existing financial relationship” with our Register subscribers/investors. The Ogallah L.C. Register investments are catered to and available to S.E.C. qualified investors. The Register, will monthly provide one or more newsletters, entertaining we hope, to gauge your intent. Providing thought provoking questionnaires, news of common interest, education to be aware of, and exclusive investment opportunities which are currently available. All presented with a tidy, complete capsule summary. The tried and true, conversational, “5-C”s' of credit approval (character, credit, collateral, capacity, cash flow), incorporated. Bear in mind, this is subscription service, not an actual investment. It's a vehicle, to access debt and equity investments through this preferred online subscription service. Investment opportunities are made on individual selection basis by subscribers, through the conduit of The Register newsletter.
The point is Ogallah L.C. does not believe that all investment(s) opportunities will fit all investors. Our design is based on a syndicate of closely held investors. For this reason we do not participate in blind, high risk, blue sky offerings. Ogallah L.C. can and will craft a personally tailored investment(s) structured for both yield and term to suit your investment goals. We religiously underwrite investments submitted, saving you time and labor. We specialize in lower risk, current cash flow producing properties, with a track record, in debt and debt with equity investments in retail, office, hospitality, solar energy, and business occupied real estate. Investments are promissory note based, while not insured, we hedge your promissory note investment, by securing a premium first mortgage on high value commercial real estate. We support this with additional investment friendly caveats covering bankruptcy protection, cash management contingencies, income stream security, and restrictions on other additional subordinated debt. In some cases, additional value includes equity participation.
We envision our active subscriber/investors are used to making investments in excess of $25,000.00 and up. All investments are L.L.C.'s and taxed as general income. All our notes are no load investments, we make all of your money work for you! Ogallah L.C. as the servicer, works for, and responds to the elected investor board, and their interests, and required to make decisions exclusively to their benefit. Ogallah L.C. is paid on performance and on the same line as our investors ....when the promissory notes are paid, not before. We cater to monthly income investors, pension plans, long term retirement investors, we are foreign investor compliant. In short, investors looking for safe higher yields, with stable predictable assets, in the U.S. market. Look no further, than the Ogallah L.C. Register.
The value we provide in Ogallah L.C. and the Register newsletter. succinctly, our goal is to make you a subscriber, syndicate member and make you money! We will also increase your awareness of new investment opportunities. Provide personal service and an interested listener. We want your thoughts because your valuable input makes us a better company. Focused, detailed, and attentive. If necessary, the Ogallah L.C. Register will qualify you, in a safe, secure, and private environment as a certified "private investor”. Furthermore, The Ogallah L.C. Register, will provide this certification to any other investment firm at your request whether you invest with us or not. Qualify once for all private investment. We also include invitational membership in Ogallah L.C. Register Forum, a password protected, and anonymous blog with casual free exchange between subscribers. Our pledge and our message is, to our subscribers, syndicated investors you are the integral part of the family we are building. If dis- satisfied with your subscription, we will refund your subscription cost in full, anytime in the first year at your request. With our current pipeline and originated loans we expect to fund $45M+ of existing debt agreements and debt/equity investments in the next year. For more information, see Ogallahlc.com for subscription and special value added financial premiums, and an early bird special charter subscriber-syndicate member value. Sign up on line, or Call for personalized service. (816)-872-0775.
Capitalizing on a “new deal” investment/loan venture. In a difficult market for both investments and borrowing, a path has been forged to allow access to capital and investment.
Well this "old banker" went back to remedial school. The new path is direct private investment, made possible by the "Job's training act of 2012". It's not a secret that the conventional wall street-commercial bank system is failing to provide real world liquidity in the U.S. main street economy. Current conventional lending has evolved into a pre-conceived standardizations. Territory requirements, loan size minimums or maximums, selective borrower qualifications, subsidized loan programs, deflate and discourage borrowers. Low and lack luster yield, combined with excessive costs leave the investors unsatisfied, and searching for other alternatives. Ogallah L.C. believes we can be the “rest of the story”. Enter Ogallah L.C. with that “new deal". We now have an investment platform, to allow Ogallah L.C., to facilitate private placement offerings. While currently limited to accredited investors, we bring uniquely individual, and profitable investment opportunities forward. More importantly, this can be structured around your personal investment strategy.
Our pledge for the investor, expect an “open door” philosophy. Virtually a private banker, responding to your needs. We will consult with you to structure the amount, yield, and term to suit you with no investor load. Ogallah L.C. provides L.L.C. promissory notes. While not direct mortgage investment, each dollar is supported 1 to 1 in each investment, supported by commercial realty and business notes to the L.L.C. As your underwriter we are vigilant, maintaining personal supervision and visual, ongoing underwriting, throughout the term. Our strategy, Low loan to value, with safety in a well secured real estate assets, which have premium location value, predictable cash flow.
It can be that simple, but it's the details that make the differences! To see our operating statements please see www.Ogallahlc.com or call (816)-872-0775.
Investor Welfare is the primary concern of the company. Ogallah L.C. will always pledge to protect value for the investor.
Avoid excessive risk, even to maximize value.
Do what you know. The premise that Ogallah LC, cannot be “all things to all customers”
Investment dollars are required to be “No Load”, requiring that all investment dollars are accounted for dollar for dollar in the actual investments.
Boots “on the ground” underwriting. Along with customary desk underwriting, coupled with our proprietary loan requirements, backed with third party verification and with personal inspection.
Promissory notes are secured by first lien loans. We support this collateral with state of the art loan agreements, covering bankruptcy protection, cash flow management requirements, including comprehensive security agreements, with an Ogallah L.C. trustee with veto power.
All investments cash flow currently with verified debt to income qualification.
Investments are three year, five year, and 10 year fixed rates with interest adjustments.
All investments are L.L.C. based promissory notes, taxed as “general income”.
Ogallah L.C. is a Missouri L.L.C., as investment servicer, gets paid by yield spread premium. We get paid exactly as you do, on repayment of each promissory note.
All promissory notes are intended for “qualified investors”. All investments are registered with the S.E.C. as a 506 C " safe harbor" exception, which necessarily includes limited redistribution for a year. All state and foreign legends and registrations as applicable.
Our business plan is will use debt and debt equity L.L.C. Ogallah LC as originator and servicer. Providing a fresh air, "open book" offerings of debt and equity investments to our investors.
As necessary Ogallah L.C. will as unobtrusively as possible, qualify each investor, as a "certified investor", and provide verification of this qualification to other investment companies, at no charge, with investor’s request. Qualify one time, not repeatedly.
Ogallah L.C., how Private Investment is meant to be!
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NO LOAD- 100% value of Capital- Debt Equity Offering-Higher Yield - Market Stability - Low Loan to Value Safety- Supported Cash- Short Maturity or Long Maturity – Monthly Income– limited time, $ investment premium $
For a limited time, we are offering yield spread premium of 25 basis points(.25% of the face of the Investment, paid at the first payment or refunded at funding.
Not ready? You can preserve your yield spread premium by subscribing to our e-mail list, ogallahlc@gmail.c0m. Or call 816-872-0775.
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Yes Shirley, you can feel good and make money too!
Your Investment might preserve America’s Main Street and make you money. Is this the Americana apple pie scenario? Possibly, let us explain. In the current economic climate, recovering from a recession. we find with the TARP funds expended to “save” Wall Street and the “big” banks, with the assumption, that the “banks” with low interest rates, like nearly zero, will “trickle down” loans to prop up the main street economy. But they don’t! Here’s why. Because of the “twice burned” philosophy, and oppressive regulation from regulating authority, banks have no reason to involve themselves with even limited risk to create earnings for the bank’s investors. By the way, as a depositor, that philosophy does not apply to you! Without undo regulator threat, the bank stratagem is to loan to government backed securities, and the stock market investments which are not subject to regulatory zeal, currently. This may change, regulatory climates change, the stock market cannot continually rise, and interest rates will rise. So here we are. The investors are not satisfied with 1%-2.0% percent yield on C.D.’s. The prudent investor concerned that the stock market is not the hedge to hold all assets, and searches for an intelligent alternative. Let Ogallah LC introduce you to the American entrepreneur, the main street businessman who provides services, jobs and innovation, day to day. That Business, is more or less ignored by the American Banks and overlooked by big named investment firms. Not profitable to them.
Ogallah LC, with roots as a mortgage banker, saw the possibility of what could be done with reserves to address commercial real estate loans, to highly qualified and cautiously underwritten credits. This was also on the mind of the President of the United States, counterparts in Congress, and S.E.C. All frustrated by the lack of trickle down investments into the main street economy. This proposed and created with the Congress, the Job’s Bill of 2012. After regulations were crafted, will allow private investment firms to publicly advertise investments and profile the offerings under an exception, called 506 (C), Section “D”. There is a disclosure, there are guidelines both for the S.E.C. and each individual states. Though publicly advertised, are restricted to “sophisticated investors”, “high worth” individuals, and QIB’s. While this is not “crowd funding”, it has been misidentified as such, allows access to broadcast the offering to qualified investors. These Qualified Investors would likely have been missed in the previous alternative regulations.
Ogallah LC, having seen the need, created a platform, to originate, underwrite, sponsor, and service these investments. Ogallah LC has a different philosophy, believing that investment offering are overburdened by inception costs, Ogallah LC will not use investment advisers, Edward P. Engelman, principle and founder believes, “Investment advisers and their commissions are detrimental to both the investor and the borrower, “. Commissions paid are directly deducted from the value of the investment. Even if your capital is degraded by even ten percent, so a one hundred dollars, (100.00) becomes ninety dollars (90.00) before earnings! Most are even higher. It is also a detriment to the investor. Mr. Engelman, says, “Imagine what the earnings have to be to recoup the load funds to the investor?” The borrower has challenges as well. Mr. Engelman, “try to imagine the borrower striving to make the project work with 80-90% money requested and required to do the project.” Ogallah LC believes in synergy. Regarding the investor and the borrower as equal parties. For one to succeed, both have too! Is Ogallah LC unique and alternative investment? Mr. Engelman believes that is truly the case. “ I believe that our investor will be an active insightfulinvestor.” Have the ability to see the alternatives, knows the investor role and the borrower’s as well. Ogallah LC calls that compatibility. Ogallah LC protects the investor by underwriting our loans thoroughly. We engage in first hand visual discovery. We desk underwrite, we use a comprehensive deed or mortgage for security, with ancillary estoppels, borrowing restrictions, bankruptcy remote entity, environmental disclosures, We discount the debt securities, which creates equity in the hard security. Ogallah LC operates in continental U.S.A. to diffuse concentration of credit in local downturns. Ogallah requires cash flow to service the investment and requires a “stated exit strategy”. As Mr. Engelman stated, his favorite Will Roger’s quote, “I am more concerned with the RETURN of my money, rather than interest on my money.” Make money, know your investment, help restore the U.S. economy.
For more information e-mail, ogallahlc.gmail.com, or http://www.ogallahlc.com.
The new 506C section “D” exception for public advertising as ruled by the S.E.C. opened the doors to allowing savvy entrepreneurs to make security filing for capital, eliminating a great deal of time and expense. Limited to “accredited investors”. Only trouble is who are these investors? And how do you reach them?
Possibly the time frame and costs are all of a sudden more expensive and daunting! First of all most estimates there are approximately 8,000,000 “accredited investors” in the U.S. Rather to recount now, I will refer you to the qualifications of the S.E.C. Unless registered previously, the entrepreneurs will have to assure themselves…..and the S.E.C. that you investor meets those requirements, or outsource, (at your expense), to a company which specialize in that service. Assuming the pitfalls of submitting the Private Placement Memorandum and the qualifying agenda are acceptable, the real burden is finding and negotiating with private investors to gain support.
Finding and contacting the qualified investor. Reality is that it takes dollars to find more dollars. Aggressive direct mail has become a good source of contacting investors who fit these guidelines…..with a good list! Bear in mind, that as with all advertising, it might take 3 or more contacts to elicit a response. Caution should be exercised to make sure they have not opted out of direct solicitation. Investment opportunities should set themselves apart from generic other opportunities, in subject matter, imagination, and return. A project with sizzle as the say! Unrealistic that a limited few investors will not have seen dozens! Press Releases are crucial to accentuate response. Investor meetings are valuable where there are several investors available in a given area. Not all investors are suitable for all investments. Before investing in any project, or accepting an investment, it is incumbent to be on the same page philosophically. After all the investment is the beginning, you still have to manage the business and its expectations.
At Ogallah L.C. we fight these battles. Origination, Organization, Filing PPM’s, Investor contact, and Investor servicing particularly debt and debt/equity investments. For Investors and Business Entrepreneurs, Ogallah L.C.’s Edward Engelman states not to be glib, “Each investor is found one at a time”. It’s time consuming, expensive, but it’s where individual philosophical and investment relationships are formed. Investor further information see Ogallallc.com.